diff --git a/flopay/index.html b/flopay/index.html
index 5517eb8..1ffbe05 100644
--- a/flopay/index.html
+++ b/flopay/index.html
@@ -10,6 +10,9 @@
     <link rel="shortcut icon" href="flo-favicon.png" type="image/png">
     <link rel="preconnect" href="https://fonts.googleapis.com">
     <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>
+    
+
+    
     <link href="https://fonts.googleapis.com/css2?family=Inter:wght@400;500;700&display=swap" rel="stylesheet">
     <link rel="stylesheet" href="css/main.min.css">
     <script id="floGlobals">
@@ -291,11 +294,26 @@
                             <span>BTC</span>
                             <span id="btc_balance"></span>
                         </div>
+                        <div class="flex align-center space-between balance-card">
+                          <span>Ether</span>
+                          <span id="eth_balance"></span>
+                        </div>
+                        <div class="flex align-center space-between balance-card">
+                          <span>USDC (ERC-20)</span>
+                          <span id="usdc_erc20_balance"></span>
+                        </div>
+                        <!-- If you don’t already have it, keep the USDT line too -->
+                        <div class="flex align-center space-between balance-card">
+                          <span>USDT (ERC-20)</span>
+                          <span id="usdt_erc20_balance"></span>
+                        </div>
+
                     </div>
                 </div>
                 <sm-chips id="wallet_section__asset_selector" class="user-element">
                     <sm-chip value="rupee" selected>Rupee</sm-chip>
                     <sm-chip value="btc">BTC</sm-chip>
+                    <sm-chip value="usdt_erc20">USDT ERC20</sm-chip>
                 </sm-chips>
                 <div id="asset_actions_wrapper" class="user-element">
                     <div class="grid gap-1-5">
@@ -430,6 +448,33 @@
                             Convert to Rupee
                         </button>
                     </div>
+                    
+
+                    <div class="actions-wrapper hidden">
+                        <button class="wallet-action" onclick="openPopup('send_usdt_erc20_popup')">
+                            <svg class="icon" xmlns="http://www.w3.org/2000/svg" height="24px" viewBox="0 0 24 24"
+                                width="24px" fill="#000000">
+                                <path d="M0 0h24v24H0z" fill="none" />
+                                <path d="M2.01 21L23 12 2.01 3 2 10l15 2-15 2z" />
+                            </svg>
+                            Send USDT
+                        </button>
+                        <button class="wallet-action" onclick="initConversion('rupee')">
+                            <svg class="icon" xmlns="http://www.w3.org/2000/svg" enable-background="new 0 0 24 24"
+                                height="24px" viewBox="0 0 24 24" width="24px" fill="#000000">
+                                <g>
+                                    <rect fill="none" height="24" width="24" />
+                                </g>
+                                <g>
+                                    <g>
+                                        <path
+                                            d="M13.66,7C13.1,5.82,11.9,5,10.5,5L6,5V3h12v2l-3.26,0c0.48,0.58,0.84,1.26,1.05,2L18,7v2l-2.02,0c-0.25,2.8-2.61,5-5.48,5 H9.77l6.73,7h-2.77L7,14v-2h3.5c1.76,0,3.22-1.3,3.46-3L6,9V7L13.66,7z" />
+                                    </g>
+                                </g>
+                            </svg>
+                            Request USDT
+                        </button>
+                    </div>
 
                 </div>
             </div>
@@ -1567,7 +1612,7 @@
                             floGlobals.loaded = true
                         }).catch(error => {
                             console.error(error)
-                            detectAdBlocker(error)
+                            //detectAdBlocker(error)
                         })
                     }
                 }).catch(error => {
@@ -3503,6 +3548,7 @@
                         if (transactionsHistoryLoader) {
                             transactionsHistoryLoader.update(transactions)
                         } else {
+                            console.log(transactions);
                             transactionsHistoryLoader = new LazyLoader('#payments_history', transactions, render.transactionCard)
                         }
                         transactionsHistoryLoader.init()
@@ -3710,6 +3756,7 @@
               .catch(reject);
           });
         }
+
         function getBtcTransactions(type = 'all') {
             return new Promise((resolve, reject) => {
                 if (!floGlobals.myBtcID) {
@@ -3761,33 +3808,107 @@
                 if (potentialTarget) potentialTarget.remove();
             }
         }
-        async function refreshBalance(button) {
-            if (button)
-                buttonLoader(button, true)
-            floTokenAPI.getBalance(floGlobals.myFloID).then((balance = 0) => {
-                getRef('rupee_balance').textContent = formatAmount(balance)
-                if (button)
-                    buttonLoader(button, false)
-            })
-            btcOperator.getBalance(floGlobals.myBtcID).then((btcBalance = 0) => {
-                getRef('btc_balance').textContent = formatAmount(btcBalance, 'btc')
-            })
-            try {
-                const [floBal, floRates] = await Promise.all([floBlockchainAPI.getBalance(floGlobals.myFloID), floExchangeAPI.getRates('FLO')])
-                getRef('flo_balance').textContent = formatAmount(floBal, 'flo')
-                if (floBal < floGlobals.settings.user_flo_threshold) {
-                    getRef('low_user_flo_warning').textContent = `Your FLO balance is low. You will receive ${floGlobals.settings.send_user_flo} FLO of worth ₹${parseFloat(floRates.rate.toFixed(2))} deducted from top-up amount.`;
-                    getRef('low_user_flo_warning').classList.remove('hidden');
-                } else {
-                    getRef('low_user_flo_warning').classList.add('hidden');
-                }
-                if (button)
-                    buttonLoader(button, false)
-            } catch (e) {
-                console.error(e)
+        
+        // Best-effort derivation of user's Ethereum address
+        async function getUserEthAddress() {
+          try {
+            // 1) Try explicit value if you already store it
+            if (floGlobals.myEthID) return floGlobals.myEthID;
+
+            // 2) Derive from the same private key you already use elsewhere
+            //    Requires coinjs.wif2privkey and floEthereum.ethAddressFromPrivateKey
+            const privateKeyWIF = await floDapps.user.private;
+            if (!privateKeyWIF) return null;
+
+            if (window.coinjs && window.floEthereum) {
+              const { privkey } = coinjs.wif2privkey(privateKeyWIF);
+              return floEthereum.ethAddressFromPrivateKey(privkey);
             }
+          } catch (e) {
+            console.warn('Unable to derive ETH address:', e);
+          }
+          return null;
         }
 
+
+async function refreshBalance(button) {
+  if (button) buttonLoader(button, true);
+
+  // Rupee (unchanged)
+  floTokenAPI.getBalance(floGlobals.myFloID).then((balance = 0) => {
+    getRef('rupee_balance').textContent = formatAmount(balance);
+    if (button) buttonLoader(button, false);
+  });
+
+  // BTC (unchanged)
+  btcOperator.getBalance(floGlobals.myBtcID).then((btcBalance = 0) => {
+    getRef('btc_balance').textContent = formatAmount(btcBalance, 'btc');
+  });
+
+  // FLO (unchanged)
+  try {
+    const [floBal, floRates] = await Promise.all([
+      floBlockchainAPI.getBalance(floGlobals.myFloID),
+      floExchangeAPI.getRates('FLO')
+    ]);
+    getRef('flo_balance').textContent = formatAmount(floBal, 'flo');
+    if (floBal < floGlobals.settings.user_flo_threshold) {
+      getRef('low_user_flo_warning').textContent =
+        `Your FLO balance is low. You will receive ${floGlobals.settings.send_user_flo} ` +
+        `FLO of worth ₹${parseFloat(floRates.rate.toFixed(2))} deducted from top-up amount.`;
+      getRef('low_user_flo_warning').classList.remove('hidden');
+    } else {
+      getRef('low_user_flo_warning').classList.add('hidden');
+    }
+    if (button) buttonLoader(button, false);
+  } catch (e) {
+    console.error(e);
+  }
+
+  // === NEW: ETH + USDC + USDT (ERC-20) ===
+  try {
+    // neutral placeholders while fetching
+    const ethOut = getRef('eth_balance');
+    const usdcOut = getRef('usdc_erc20_balance');
+    const usdtOut = getRef('usdt_erc20_balance');
+    if (ethOut)  ethOut.textContent  = '—';
+    if (usdcOut) usdcOut.textContent = '—';
+    if (usdtOut) usdtOut.textContent = '—';
+
+    const ethAddr = await getUserEthAddress();
+    if (ethAddr && window.ethOperator) {
+      const [ethBal, usdcBal, usdtBal] = await Promise.all([
+        ethOperator.getBalance(ethAddr),
+        ethOperator.getTokenBalance(ethAddr, 'usdc'),
+        ethOperator.getTokenBalance(ethAddr, 'usdt'),
+      ]);
+
+      // ETH
+      if (ethOut)  ethOut.textContent  = formatAmount(
+        typeof ethBal === 'string' ? Number(ethBal) : (ethBal || 0), 'eth'
+      );
+
+      // USDC (6 decimals typically; assume helper already returns display units)
+      if (usdcOut) usdcOut.textContent = formatAmount(
+        typeof usdcBal === 'string' ? Number(usdcBal) : (usdcBal || 0), 'usd'
+      );
+
+      // USDT
+      if (usdtOut) usdtOut.textContent = formatAmount(
+        typeof usdtBal === 'string' ? Number(usdtBal) : (usdtBal || 0), 'usd'
+      );
+    }
+    // If no ETH stack, placeholders remain
+  } catch (e) {
+    console.error('ERC-20 balance fetch failed:', e);
+    if (getRef('eth_balance'))  getRef('eth_balance').textContent  = '—';
+    if (getRef('usdc_erc20_balance')) getRef('usdc_erc20_balance').textContent = '—';
+    if (getRef('usdt_erc20_balance')) getRef('usdt_erc20_balance').textContent = '—';
+  }
+}
+
+
+
         function getArrayOfSavedIds() {
             const arr = [];
             for (const key in floGlobals.contacts) {