diff --git a/floBank.html b/floBank.html
index 161192f..03f2f16 100644
--- a/floBank.html
+++ b/floBank.html
@@ -8773,6 +8773,9 @@ Bitcoin.Util = {
         floDapps.launchStartUp().then(result => {
             console.log(result)
             alert(`Welcome FLO_ID: ${myFloID}`)
+            floBank.initApp()
+                .then(result => console.log(result))
+                .catch(error => console.error(error))
             //App functions....
         }).catch(error => console.error(error))
     }
@@ -8781,6 +8784,106 @@ Bitcoin.Util = {
 <script id="floBank">
     const floBank = {
 
+        initApp: function(){
+            return new Promise((resolve, reject) => {
+                Promise.all([this.refreshObjectData(), this.refreshGeneralData(), this.refreshInbox()])
+                    .then(results => resolve(results))
+                    .catch(error => reject(error))
+            })
+        },
+
+        refreshObjectData: function () {
+            return new Promise((resolve, reject) => {
+                var objectDataList = ["deposits", "loans", "collaterals"]
+                var promises = []
+                Promise.all(objectDataList.map(data => floCloudAPI.requestObjectData(data)))
+                    .then(results => resolve('Object Data Refreshed Successfully'))
+                    .catch(error => reject(error))
+            })
+        },
+
+        refreshGeneralData: function(){
+            return new Promise((resolve, reject) => {
+                var generalDataList = ["depositRequest", "loanRequest", "collateralRequest"]
+                var promises = []
+                Promise.all(generalDataList.map(data => floCloudAPI.requestGeneralData(data)))
+                    .then(results => resolve('General Data Refreshed Successfully'))
+                    .catch(error => reject(error))
+            })
+        },
+
+        refreshInbox: function(){
+            return new Promise((resolve, reject) => {
+                floCloudAPI.requestGeneralData("directMessage", {receiverID: myFloID})
+                    .then(results => resolve('Inbox Refreshed Successfully'))
+                    .catch(error => reject(error))
+            })
+        },
+
+        viewInbox: function(){
+            return floDapps.getNextGeneralData("directMessage", '0')
+        },
+
+        sendDirectMessage: function(message, receiver){
+            return floCloudAPI.sendGeneralData(message, "directMessage", {receiverID: receiver})
+        },
+
+        //User roles (depositor, loan-taker, collateral-buyer)
+        user: {
+
+            depositRequest: function(amount, period, payMode){
+                let message = {
+                    amount: amount, 
+                    period:  period, 
+                    payMode: payMode
+                }
+                return floCloudAPI.sendGeneralData(message, "depositRequest")
+            }, 
+
+            collateralRequest: function(amount, collateralType, payMode){
+                let message = {
+                    amount: amount, 
+                    collateralType:  collateralType, 
+                    payMode: payMode
+                }
+                return floCloudAPI.sendGeneralData(message, "collateralRequest")
+            }, 
+
+            loanRequest: function(amount, period, collateralType, payMode){
+                let message = {
+                    amount: amount, 
+                    period:  period, 
+                    collateralType:  collateralType, 
+                    payMode: payMode
+                }
+                return floCloudAPI.sendGeneralData(message, "loanRequest")
+            }, 
+
+            sendPaymentDetails: function(processID, paymentRefID, receiver){
+                let message = {
+                    processID: processID, 
+                    paymentRefID: paymentRefID,
+                }
+                return floCloudAPI.sendGeneralData(message, "directMessage", {receiverID: receiver})
+            }
+        
+        }, 
+
+        //Banker roles (subAdmins only)
+        banker: {
+
+            viewDepositRequests(){
+                return floDapps.getNextGeneralData("depositRequest", '0')
+            },
+
+            viewLoanRequests(){
+                return floDapps.getNextGeneralData("loanRequest", '0')
+            },
+
+            viewCollateralRequests(){
+                return floDapps.getNextGeneralData("collateralRequest", '0')
+            }
+        }
     }
 </script>
 </body>