diff --git a/fn_pay.js b/fn_pay.js
new file mode 100644
index 0000000..c331b25
--- /dev/null
+++ b/fn_pay.js
@@ -0,0 +1,225 @@
+const TYPE_MONEY_REQUEST = "MoneyRequests",
+    TYPE_CASHIER_REQUEST = "CashierRequests";
+
+const cashierUPI = {};
+
+//https://ranchimallflo.duckdns.org/api/v1.0/getFloAddressTransactions?token=rupee&floAddress=FKAEdnPfjXLHSYwrXQu377ugN4tXU7VGdf
+//For regular users
+const User = {};
+const cashierStatus = {};
+
+User.init = function() {
+    return new Promise((resolve, reject) => {
+        let promises;
+        //Request cashier for token-cash exchange
+        promises = floGlobals.subAdmins.map(cashierID => floCloudAPI.requestGeneralData(TYPE_CASHIER_REQUEST, {
+            senderID: myFloID,
+            receiverID: cashierID,
+            group: "Cashiers",
+            callback: userUI.renderCashierRequests //UI_fn
+        }));
+        //Request received from other Users for token
+        promises.push(floCloudAPI.requestGeneralData(TYPE_MONEY_REQUEST, {
+            receiverID: myFloID,
+            callback: userUI.renderMoneyRequests //UI_fn
+        }));
+        //Check online status of cashiers
+        promises.push(floCloudAPI.requestStatus(Array.from(floGlobals.subAdmins), {
+            callback: (d, e) => {
+                if (e) return console.error(e);
+                for (let i in d)
+                    cashierStatus[i] = d[i];
+                //Add any UI_fn if any
+            }
+        }))
+        /*
+        promises.push(floCloudAPI.requestObjectData("UPI", { //Is this needed?
+            callback: UI_RENDER_FN
+        }));
+        */
+        Promise.all(promises)
+            .then(result => resolve(result))
+            .catch(error => reject(error))
+    })
+}
+
+Object.defineProperty(Cashier, 'cashierRequests', {
+    get: function() {
+        let fk = floCloudAPI.util.filterKey(TYPE_CASHIER_REQUEST, {
+            senderID: myFloID,
+            receiverID: cashierID,
+            group: "Cashiers",
+        });
+        return floGlobals.generalData[fk];
+    }
+});
+
+Object.defineProperty(Cashier, 'moneyRequests', {
+    get: function() {
+        let fk = floCloudAPI.util.filterKey(TYPE_MONEY_REQUEST, {
+            receiverID: myFloID,
+        });
+        return floGlobals.generalData[fk];
+    }
+});
+
+User.findCashier = function() {
+    let online = [];
+    for (let c in cashierStatus)
+        if (cashierStatus[c])
+            online.push(c);
+    if (!online.length)
+        return null;
+    else
+        return online[floCrypto.randInt(0, online.length)];
+}
+
+User.cashToToken = function(cashier, amount, upiTxID) {
+    return new Promise((resolve, reject) => {
+        if (!floCloudAPI.subAdmins.includes(cashier))
+            return reject("Invalid cashier");
+        floCloudAPI.sendGeneralData({
+                mode: "cash-to-token",
+                amount: amount,
+                upi_txid: upiTxID
+            }, TYPE_CASHIER_REQUEST, {
+                receiverID: cashier
+            }).then(result => resolve(result))
+            .catch(error => reject(error))
+    })
+}
+
+User.tokenToCash = function(cashier, amount, blkTxID, upiID) {
+    return new Promise((resolve, reject) => {
+        if (!floCloudAPI.subAdmins.includes(cashier))
+            return reject("Invalid cashier");
+        floCloudAPI.sendGeneralData({
+                mode: "token-to-cash",
+                amount: amount,
+                token_txid: blkTxID,
+                upi_id: upiID
+            }, TYPE_CASHIER_REQUEST, {
+                receiverID: cashier
+            }).then(result => resolve(result))
+            .catch(error => reject(error))
+    })
+}
+
+User.sendToken = function(receiverID, amount, remark = '') {
+    return new Promise((resolve, reject) => {
+        tokenAPI.sendToken(myPrivKey, amount, receiverID, remark)
+            .then(result => resolve(result))
+            .catch(error => reject(error))
+    })
+}
+
+User.requestToken = function(floID, amount, remark = '') {
+    return new Promise((resolve, reject) => {
+        floCloudAPI.sendGeneralData({
+                amount: amount,
+                remark: remark
+            }, TYPE_MONEY_REQUEST, {
+                receiverID: floID
+            }).then(result => resolve(result))
+            .catch(error => reject(error))
+    })
+}
+
+User.decideRequest = function(request, note) {
+    return new Promise((resolve, reject) => {
+        floCloudAPI.noteApplicationData(request.vectorClock, note, {
+                receiverID: myFloID
+            }).then(result => resolve(result))
+            .catch(error => reject(error))
+    })
+}
+
+const Cashier = {};
+
+Cashier.init = function() {
+    return new Promise((resolve, reject) => {
+        let promises;
+        //Requests from user to cashier(self) for token-cash exchange
+        promises.push(floCloudAPI.requestGeneralData(TYPE_CASHIER_REQUEST, {
+            receiverID: myFloID,
+            callback: cashierUI.renderRequests //UI_fn
+        }));
+        //Set online status of cashier(self)
+        promises.push(floCloudAPI.setStatus());
+        /*
+        promises.push(floCloudAPI.requestObjectData("UPI", { //Is this needed?
+            callback: UI_RENDER_FN
+        }));
+        */
+        Promise.all(promises)
+            .then(result => resolve(result))
+            .catch(error => reject(error))
+    })
+}
+
+Object.defineProperty(Cashier, 'Requests', {
+    get: function() {
+        let fk = floCloudAPI.util.filterKey(TYPE_CASHIER_REQUEST, {
+            receiver: myFloID
+        });
+        return floGlobals.generalData[fk];
+    }
+});
+
+Cashier.finishRequest = function(request, txid) {
+    return new Promise((resolve, reject) => {
+        floCloudAPI.tagApplicationData(request.vectorClock, 'COMPLETED', {
+            receiverID: myFloID
+        }).then(result => {
+            floCloudAPI.noteApplicationData(request.vectorClock, txid, {
+                    receiverID: myFloID
+                }).then(result => resolve(result))
+                .catch(error => reject(error))
+        }).catch(error => reject(error))
+    })
+}
+
+Cashier.rejectRequest = function(request, reason) {
+    return new Promise((resolve, reject) => {
+        floCloudAPI.noteApplicationData(request.vectorClock, "REJECTED:" + reason, {
+                receiverID: myFloID
+            }).then(result => resolve(result))
+            .catch(error => reject(error))
+    })
+}
+
+Cashier.checkIfUpiTxIsValid = function(upiTxID) {
+    return new Promise((resolve, reject) => {
+        let requests = Cashier.Requests;
+        for (let r in requests)
+            if (requests[r].message.mode === "cash-to-token")
+                if (requests[r].note === upiTxID)
+                    return reject([true, "UPI transaction is already used for another request"]);
+        return resolve(true);
+    })
+}
+
+Cashier.checkIfTokenTxIsValid = function(tokenTxID, sender, amount) {
+    return new Promise((resolve, reject) => {
+        let requests = Cashier.Requests;
+        for (let r in requests)
+            if (requests[r].message.mode === "token-to-cash")
+                if (requests[r].note === tokenTxID)
+                    return reject([true, "Token transaction is already used for another request"]);
+        tokenAPI.getTx(tokenTxID).then(tx => {
+            let parsedTxData = tokenAPI.util.parseTxData(tx);
+            console.debug(parsedTxData);
+            if (parsedTxData.type !== "transfer" || parsedTxData.transferType !== "token")
+                reject([true, "Invalid token transfer type"]);
+            else if (parsedTxData.tokenAmount !== amount)
+                reject([true, "Incorrect token amount: " + parsedTxData.tokenAmount]);
+            else if (parsedTxData.tokenIdentification !== floGlobals.currency)
+                reject([true, "Incorrect token: " + parsedTxData.tokenIdentification]);
+            else if (parsedTxData.sender !== sender)
+                reject([true, "Incorrect senderID: " + parsedTxData.sender]);
+            else if (parsedTxData.receiver !== myFloID)
+                reject([true, "Incorrect receiverID: " + parsedTxData.receive])
+            else resolve(true);
+        }).catch(error => reject([null, error]))
+    })
+}
\ No newline at end of file
diff --git a/fn_ui.js b/fn_ui.js
new file mode 100644
index 0000000..90238fb
--- /dev/null
+++ b/fn_ui.js
@@ -0,0 +1,218 @@
+const userUI = {};
+
+userUI.requestTokenFromCashier = function() {
+    let cashier = User.findCashier();
+    if (!cashier)
+        return alert("No cashier online");
+    let amount = parseFloat(document.forms['request-cashier'][amount]);
+    //get UPI txid from user
+    let upiTxID = prompt(`Send Rs. ${amount} to ${cashierUPI[cashier]} and enter UPI txid`);
+    if (!upiTxID)
+        return alert("Cancelled");
+    User.cashToToken(cashier, amount, upiTxID).then(result => {
+        console.log(result);
+        alert("Requested cashier. please wait!");
+    }).catch(error => console.error(error))
+}
+
+userUI.withdrawCashFromCashier = function() {
+    let cashier = User.findCashier();
+    if (!cashier)
+        return alert("No cashier online");
+    let amount = parseFloat(document.forms['request-cashier'][amount]);
+    //get confirmation from user
+    let upiID = prompt(`${amount} ${floGlobals.currency}# will be sent to ${cashier}. Enter UPI ID`);
+    if (!upiID)
+        return alert("Cancelled");
+    User.sendToken(cashier, amount, 'for token-to-cash').then(txid => {
+        console.log("txid", txid);
+        User.tokenToCash(cashier, amount, txid, upiID).then(result => {
+            console.log(result);
+            alert("Requested cashier. please wait!");
+        }).catch(error => console.error(error))
+    }).catch(error => console.error(error))
+}
+
+userUI.sendMoneyToUser = function() {
+    let form = document.forms['user-money'];
+    let floID = form['flo-id'],
+        amount = parseFloat(form['amount']),
+        remark = form['remark'];
+    let confirmation = prompt(`Do you want to SEND ${amount} to ${floID}?`);
+    if (!confirmation)
+        return alert("Cancelled");
+    User.sendToken(floID, amount, remark).then(txid => {
+        console.info(`Sent ${amount} to ${floID}`, txid);
+        alert(`Sent ${amount} to ${floID}. It may take a few mins to reflect in their wallet`);
+    }).catch(error => console.error(error));
+}
+
+userUI.requestMoneyFromUser = function() {
+    let form = document.forms['user-money'];
+    let floID = form['flo-id'],
+        amount = parseFloat(form['amount']),
+        remark = form['remark'];
+    let confirmation = prompt(`Do you want to REQUEST ${amount} from ${floID}?`);
+    if (!confirmation)
+        return alert("Cancelled");
+    User.requestToken(floID, amount, remark).then(result => {
+        console.log(`Requested ${amount} from ${floID}`, result);
+        alert(`Requested ${amount} from ${floID}`);
+    }).catch(error => console.error(error));
+}
+
+userUI.renderCashierRequests = function(requests, error = null) {
+    if (error)
+        return console.error(error);
+    else if (typeof requests !== "object" || request === null)
+        return;
+    let table = document.getElementById('user-cashier-requests').getElementsByTagName('tbody')[0];
+    for (let r in requests) {
+        let oldCard = document.getElementById(r);
+        if (oldCard) oldCard.remove();
+        let row = table.insertRow();
+        renderUser_cashierRequestCard(request[r], row);
+    }
+}
+
+function renderUser_cashierRequestCard(request, row) {
+    row.id = request.vectorClock;
+    row.insertCell().textContent = request.time;
+    row.insertCell().textContent = request.receiverID;
+    row.insertCell().textContent = request.message.mode;
+    let status = request.tag ? (status = request.tag + ":" + request.note) : (request.note || "PENDING");
+    row.insertCell().textContent = status; //Status
+}
+
+userUI.renderMoneyRequests = function(requests, error = null) {
+    if (error)
+        return console.error(error);
+    else if (typeof requests !== "object" || request === null)
+        return;
+    let table = document.getElementById('user-money-requests').getElementsByTagName('tbody')[0];
+    for (let r in requests) {
+        let oldCard = document.getElementById(r);
+        if (oldCard) oldCard.remove();
+        let row = table.insertRow();
+        renderUser_moneyRequestCard(request[r], row);
+    }
+}
+
+function renderUser_moneyRequestCard(request, row) {
+    row.id = request.vectorClock;
+    row.insertCell().textContent = request.time;
+    row.insertCell().textContent = request.senderID;
+    row.insertCell().textContent = request.message.amount;
+    row.insertCell().textContent = request.message.remark;
+    let status = request.note;
+    if (status)
+        row.insertCell().textContent = request.note;
+    else
+        row.insertCell().innerHTML =
+        `<input type="button" value="Accept" onclick="userUI.payRequest('${request.vectorClock}')" />` +
+        `<input type="button" value="Decline" onclick="userUI.declineRequest('${request.vectorClock}')" />`;
+}
+
+userUI.payRequest = function(reqID) {
+    let request = User.moneyRequests[reqID];
+    let confirmation = prompt(`Do you want to SEND ${request.message. amount} to ${request.senderID}?`);
+    if (!confirmation)
+        return alert("Cancelled");
+    User.sendToken(request.senderID, request.message.amount, request.message.remark).then(txid => {
+        console.info(`Sent ${request.message.amount} to ${request.senderID}`, txid);
+        alert(`Sent ${request.message.amount} to ${request.senderID}. It may take a few mins to reflect in their wallet`);
+        User.decideRequest(request, 'PAID: ' + txid)
+            .then(result => console.log(result))
+            .catch(error => console.error(error))
+    }).catch(error => console.error(error));
+}
+
+userUI.declineRequest = function(reqID) {
+    let request = User.moneyRequests[reqID];
+    User.decideRequest(request, "DECLINED").then(result => {
+        console.log(result);
+        alert("Declined request");
+    }).catch(error => console.error(error))
+}
+
+//Cashier
+const cashierUI = {};
+
+cashierUI.renderRequests = function(requests, error = null) {
+    if (error)
+        return console.error(error);
+    else if (typeof requests !== "object" || request === null)
+        return;
+    let table = document.getElementById('cashier-request-list').getElementsByTagName('tbody')[0];
+    for (let r in requests) {
+        let oldCard = document.getElementById(r);
+        if (oldCard) oldCard.remove();
+        let row = table.insertRow();
+        renderRequestCard(request[r], row);
+    }
+}
+
+function renderCashier_requestCard(request, row) {
+    row.id = request.vectorClock;
+    row.insertCell().textContent = request.senderID;
+    row.insertCell().textContent = request.time;
+    row.insertCell().textContent = request.message.mode;
+    let status = request.tag || request.note; //status tag for completed, note for rejected
+    if (status)
+        row.insertCell().textContent = status;
+    else
+        row.insertCell().innerHTML = `<input type="button" value="PENDING" onclick="cashierUI.completeRequest('${request.vectorClock}')" />`
+}
+
+cashierUI.completeRequest = function(reqID) {
+    let request = Cashier.Requests[reqID];
+    if (request.message.mode === "cash-to-token")
+        completeCashToTokenRequest(request);
+    else if (request.message.mode === "token-to-cash")
+        completeTokenToCashRequest(request);
+}
+
+function completeCashToTokenRequest(request) {
+    Cashier.checkIfUpiTxIsValid(request.message.upiTxID).then(_ => {
+        let confirmation = prompt(`Check if you have received UPI transfer\ntxid:${request.message.upi_txid}\namount:${request.message.amount}`);
+        if (!confirmation)
+            return alert("Cancelled");
+        User.sendToken(request.senderID, request.message.amount, 'for cash-to-token').then(txid => {
+            console.log("txid", txid);
+            Cashier.finishRequest(request, txid).then(result => {
+                console.log(result);
+                console.info('Completed cash-to-token request:', request.vectorClock);
+                alert("Completed request");
+            }).catch(error => console.error(error))
+        }).catch(error => console.error(error))
+    }).catch(error => {
+        console.error(error);
+        alert(error);
+        if (Array.isArray(error) && error[0] === true && typeof error[1] === 'string')
+            Cashier.rejectRequest(request, error[1]).then(result => {
+                console.log(result);
+                console.info('Rejected cash-to-token request:', request.vectorClock);
+            }).catch(error => console.error(error))
+    })
+}
+
+function completeTokenToCashRequest(request) {
+    Cashier.checkIfTokenTxIsValid(request.message.token_txid, request.senderID, request.message.amount).then(result => {
+        let upiTxID = prompt(`Token transfer is verified!\n Send ${request.message.amount} to ${request.message.upi_id} and Enter UPI txid`);
+        if (!upiTxID)
+            return alert("Cancelled");
+        Cashier.finishRequest(request, upiTxID).then(result => {
+            console.log(result);
+            console.info('Completed token-to-cash request:', request.vectorClock);
+            alert("Completed request");
+        }).catch(error => console.error(error))
+    }).catch(error => {
+        console.error(error);
+        alert(error);
+        if (Array.isArray(error) && error[0] === true && typeof error[1] === 'string')
+            Cashier.rejectRequest(request, error[1]).then(result => {
+                console.log(result);
+                console.info('Rejected token-to-cash request:', request.vectorClock);
+            }).catch(error => console.error(error))
+    })
+}
\ No newline at end of file
diff --git a/new.html b/new.html
new file mode 100644
index 0000000..62bc740
--- /dev/null
+++ b/new.html
@@ -0,0 +1,133 @@
+<!DOCTYPE html>
+<html>
+
+<head>
+    <title>RanchiMall Pay</title>
+    <script id="floGlobals">
+        /* Constants for FLO blockchain operations !!Make sure to add this at begining!! */
+        const floGlobals = {
+
+            //Required for all
+            blockchain: "FLO",
+
+            //Required for blockchain API operators
+            apiURL: {
+                FLO: ['https://livenet.flocha.in/', 'https://flosight.duckdns.org/'],
+                FLO_TEST: ['https://testnet-flosight.duckdns.org/', 'https://testnet.flocha.in/']
+            },
+            adminID: "FKAEdnPfjXLHSYwrXQu377ugN4tXU7VGdf",
+            sendAmt: 0.001,
+            fee: 0.0005,
+
+            //Required for token API operations
+            tokenURL: "https://ranchimallflo.duckdns.org/",
+            currency: "rupee",
+
+            //Required for Supernode operations
+            SNStorageID: "FNaN9McoBAEFUjkRmNQRYLmBF8SpS7Tgfk",
+            supernodes: {}, //each supnernode must be stored as floID : {uri:<uri>,pubKey:<publicKey>}
+
+            //for cloud apps
+            subAdmins: [],
+            application: "TEST_MODE",
+            appObjects: {},
+            generalData: {},
+            lastVC: {}
+        }
+    </script>
+    <script src="std_op.js"></script>
+    <script src="fn_pay.js"></script>
+    <script src="fn_ui.js"></script>
+    <script id="onLoadStartUp">
+        function onLoadStartUp() {
+            console.log("Starting the app! Please Wait!")
+            floDapps.launchStartUp().then(result => {
+                console.log(`Welcome ${myFloID}`);
+                if (floGlobals.subAdmins.includes(myFloID)) {
+                    document.getElementById('cashier-id').textContent = myFloID;
+                    cashierUI.renderRequests(Cashier.Requests);
+                    Cashier.init().then(result => {
+                        console.log(result);
+                        document.getElementById('cashier').hidden = false;
+                    }).catch(error => console.error(error))
+                } else {
+                    document.getElementById('user-id').textContent = myFloID;
+                    userUI.renderCashierRequests(User.cashierRequests);
+                    userUI.renderMoneyRequests(User.moneyRequests);
+                    User.init().then(result => {
+                        console.log(result);
+                        document.getElementById('user').hidden = false;
+                    }).catch(error => console.error(error))
+                }
+            }).catch(error => console.error(error))
+        }
+    </script>
+</head>
+
+<body onload="onLoadStartUp()">
+    <section id="user" hidden>
+        <div id="user-id"></div>
+        <div>
+            <form id="request-cashier">
+                Amount: <input type="number" name="amount" /><br />
+                <input type="button" value="request-token" onclick="userUI.requestTokenFromCashier()" />
+                <input type="button" value="withdraw-cash" onclick="userUI.withdrawCashFromCashier()" />
+            </form>
+        </div>
+        <div>
+            <form id="user-money">
+                FLO-ID<input type="text" name="flo-id" /><br />
+                Amount<input type="number" name="amount" /><br />
+                Remark<input type="text" name="remark" /><br />
+                <input type="button" value="send-money" onclick="userUI.sendMoneyToUser()" />
+                <input type="button" value="request-money" onclick="userUI.requestMoneyFromUser()" />
+            </form>
+        </div>
+        <div>
+            <table id="user-cashier-requests">
+                <thead>
+                    <tr>
+                        <td>Date-Time</td>
+                        <td>Cashier</td>
+                        <td>Mode</td>
+                        <td>Status</td>
+                    </tr>
+                </thead>
+            </table>
+        </div>
+        <div>
+            <table id="user-money-requests">
+                <thead>
+                    <tr>
+                        <td>Date-Time</td>
+                        <td>Requestor</td>
+                        <td>Amount</td>
+                        <td>Remark</td>
+                        <td>Status</td>
+                    </tr>
+                </thead>
+            </table>
+        </div>
+
+    </section>
+
+    <section id="cashier" hidden>
+        <div id="cashier-id"></div>
+        <div>
+            <table id="cashier-request-list">
+                <thead>
+                    <tr>
+                        <td>Requestor</td>
+                        <td>Date-Time</td>
+                        <td>Mode</td>
+                        <td>Status</td>
+                    </tr>
+                </thead>
+                <tbody></tbody>
+            </table>
+        </div>
+    </section>
+
+</body>
+
+</html>
\ No newline at end of file