diff --git a/index.html b/index.html
index c3aa342..34e4d21 100644
--- a/index.html
+++ b/index.html
@@ -3065,7 +3065,18 @@
                     }
                     // remove encryption badge if it exists
                     if (!groupID && hasPubKey(activeChat.address) && floID !== floDapps.user.id) {
-                        document.getElementById('warn_no_encryption')?.remove()
+                        console.log('removing encryption badge')
+                        if (document.getElementById('warn_no_encryption')) {
+                            document.getElementById('warn_no_encryption').after(
+                                html.node`
+                                    <strong class="event-card flex align-center">
+                                        <svg class="icon margin-right-0-5" xmlns="http://www.w3.org/2000/svg" height="24px" viewBox="0 0 24 24" width="24px" fill="#000000"><g fill="none"><path d="M0 0h24v24H0V0z"/><path d="M0 0h24v24H0V0z" opacity=".87"/></g><path d="M18 8h-1V6c0-2.76-2.24-5-5-5S7 3.24 7 6v2H6c-1.1 0-2 .9-2 2v10c0 1.1.9 2 2 2h12c1.1 0 2-.9 2-2V10c0-1.1-.9-2-2-2zM9 6c0-1.66 1.34-3 3-3s3 1.34 3 3v2H9V6zm9 14H6V10h12v10zm-6-3c1.1 0 2-.9 2-2s-.9-2-2-2-2 .9-2 2 .9 2 2 2z"/></svg>
+                                        Conversation is encrypted
+                                    </strong>
+                                `
+                            )
+                            document.getElementById('warn_no_encryption').remove()
+                        }
                     }
                 }
                 let chatCard = getChatCard(chatAddress)
@@ -3358,7 +3369,7 @@
                     floBlockchainAPI.getBalance(floGlobals.myFloID).then(balance => {
                         let warning = `Creation of multisig address consumes FLO, you have ${balance} FLO.`;
                         getRef('multisig_creation__warning').classList.add('info--warning')
-                        if (balance < 0.2) {
+                        if (balance < 0.01) {
                             warning = `Creation of multisig address consumes FLO, you don't have enough FLO`;
                             getRef('multisig_creation__warning').classList.remove('info--warning')
                             getRef('multisig_creation__warning').classList.add('info--error')