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+
+ Bondholders get a minimum guarantee of 13 percent interest per annum during the lock-in period or 50% of all Bitcoin price gains whichever is higher.
+ It offers full capital protection if Bitcoin prices fall below acquisition price.
+
+
Status
+
+ We are servicing current customers only. The newer version of Bitcoin Bonds will be on blockchain and is under testing.
+
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- Series
+ Performance
+
-
Bitcoin bonds series
+
Performance
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+
+
Product
+
Description of different bonds
+
+
+
+ Bitcoin Bonds is a Bitcoin price linked product of RanchiMall in which the customer will never
+ see value of his asset go down even if the prices of Bitcoin falls. Its been targeted to first time
+ Bitcoin enthusiasts who are afraid of losing money with Bitcoins. RanchiMall absorbs all the potential
+ losses of the customer. It also guarantees the customer a minimum rate of annual appreciation. If the
+ price of Bitcoin appreciates, the customer is entitled to 50% of all the gains.
+
+
+
+
+ RanchiMall has released two types of Bitcoin Bonds as per the price of Bitcoin as on issue date. In the
+ first type, the customer is guaranteed first 12% per gains per annum for 3 years, and 50% of all gains
+ there after. Customer must hold the bond for 3 years since bond issue date. In second type, the
+ customer is guaranteed 13% per annum for 5 years, and the customer is entitled to 50% of all gains.
+ Customer must hold the bond for at least 3 years since date of issue.
+
+
+
+
+ Example of Type 1 Bitcoin Bond is Bitcoin Bonds USD 975 Series issued on 2nd February 2017.
+ Customer funds are invested at Bitcoin prices of 975 USD as on 2nd February 2017. If the prices of
+ Bitcoins fall below 975 USD, the customer bond value will continue to be 975 USD, and will get an
+ increment of 12% per annum. If the prices of Bitcoin go beyond 975 USD, the customer will getat
+ least 12% per annum, and 50% of all price gains beyond it. The customer must hold thebond for 3
+ years.
+
+
+
+
+ Example of Type 2 Bitcoin Bond is Bitcoin Bonds USD 1205 Series issued on 2nd March 2017.
+ Customer funds are invested at Bitcoin prices of 1205 USD as on 2nd March 2017. If the prices of
+ Bitcoins fall below 1205 USD, the customer bond value will continue to be 1205 USD will full loss
+ protection, and will get an increment of 13% per annum for 5 years on top. If the price gains is more
+ than 13% in any year for first 5 years, the customer will be entitled to 50% of the gains. The customer
+ must hold the bond for 3 years.
+
+
+
+
+ Bond 1 Bondholders entitlement for Bitcoin Bonds ($975, $1057 and $1064 series) - Bondholders have a
+ 3 year lock-in period. In the lockin period they are guaranteed 12 percent per annum. If the price
+ appreciates more than 12 percent, they will be paid 50 percent of additional return over and above
+ 12 percent. After 3 years, bondholders can cash out anytime they like. Bond 2 Bondholder entitlement
+ ($1205 series)Bondholders are entitled to 50% of Bitcoin and Bitcoin Cash price gains at all times with
+ a minimum guarantee of 13 percent per annum for 5 years from date of issue. There is a 3 year lockin
+ period. After 3 years, bondholders can cash out anytime they like.
+
+
+
+
+ Bond 3 Bondholders Entitlement ($1285 series) - Bondholders are entitled to 50% of Bitcoinand Bitcoin
+ Cash price gains at all times with a minimum guarantee of 13 percent per annum for 5 years from
+ date of issue. There is a 3 year lockin period. After 3 years, bondholders can cash out anytime they
+ like.Bond 4Bondholder Entitlement ($2513 series)Bondholders are entitled to 50% of Bitcoin and
+ Bitcoin Cash price gains at all times with a minimum guarantee of 13 percent per annum for 5 years
+ from date of issue. There is a 3 year lockin period. After 3 years, bondholders can cash out anytime
+ they like.
+
+
+
+
Risk Management
+
+ This is a high risk product for RanchiMall. We guarantee protection from losses
+ and a minimum rate of return.To control our risks, we limit the total aggregate amount of guarantee
+ we give to a comfortable level. We also limit maximum amount of Bitcoin Bonds aperson can buy so
+ that we do not have sudden redemption pressure.RanchiMall needs to have long term confidence
+ in asset price growth, which we do have for Bitcoin scurrently. We cannot offer these guarantees on
+ any other crypto or non-crypto asset other than Bitcoin as we cannot make definite predictions on
+ their long term prices.The maximum amount of aggregate guarantee amount for this product should
+ be lower than 20 percent of RanchiMall assets to protect against catastrophic Bitcoin price fall.
+
+
Founder Notes
+
+
+
+ RanchiMall Bitcoin Bonds was the first product that met our 2 fundamental criteria that we have for
+ RanchiMall products. First every product must beinnovative and absolutely new. Secondly it should
+ be created, marketedand delivered purely on Internet withoutany physical elements.
+
+
+
+
+ This product also reflects our philosophy that we should have impactful products,fewer number of customers, and very deep relationship with those customers.
+
+
+
+
+ This product is a compounding product which means both our customers and us will see higher returns as wheels of time move forward.
+
+
+
+
+ Since RanchiMall gets roughly 50 percent of price gains and our costs of operations are very low on
+ this product, RanchiMall Bitcoin Bonds has helped RanchiMall to become self sufficient without
+ needing large capital investment. Doing good risk management is a very important dimension here.
+ And that will be our challenge in the continued offerings of this product.
+
+
+
+
+
+
Purchase
+
+ The purchase of this product is open only during specified time when we are confident we can
+ give guarantees. It was last open from February 2017 to June 2017.Currently we are doing blockchain
+ version of the product in test mode.If you are interested, please generate your FLO ID while keeping
+ your private key very safe.FLO ID can be generated here in a single click.We can message
+ directly on that FLO ID. Please drop your name and phone number along with FLO ID.
+
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+
+ Bobs Fund is a 20 year long term Bitcoin price linked product. Investors are entitled to 100 percent
+ of Bitcoin price gains, but they most hold for 20 years. Over a very long time period, investor returns
+ on an asset like Bitcoin should outstrip returns on conventional assets like real estate and stocks. The
+ management fees on this product is zero. RanchiMall earns by having invested an equal amount as
+ every investor, thus the interests of fund manager, and fund investors are totally aligned.
+
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+
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Investors
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+
+
Product
+
+ Bobs Fund allows customers to take a direct share in Bitcoin and they are automatically guided into a
+ long term investment plan. Bitcoin is a long term investors paradise with supply artificially
+ constrained, and demand only growing. There are no price guarantees in this product. But the long
+ duration of the investment ensures that customers will get an outsized rate of return. RanchiMall as
+ Fund Manager does not charge management fees.
+
+
Risk Management
+
+ There is no price risk for RanchiMall in Bobs Fund. But since this is a long term
+ product, information security risks are high to maintain Bitcoins safely. Bitcoin keys must be split
+ using Shamir Secret Key Share algorithm, and should be recombined at the time of redemption. The
+ number of shares should have enough redundancy so that if some holders are not around, the keys
+ must still be recovered.
+
+
Founder Notes
+
+ Bobs Fund was first issued in my MBA classmates WhatsApp group, and restricted only to my
+ classmates in June 2017. The product had a long term duration of 20 years, and it needed lot of trust
+ which my classamtes had in me. We kept this product concept under observation and testing for 4
+ years, before exploring options to make it public. Another objective was to try out an idea where
+ fund management expenses are nil, as fund management fees eats up a lot of customer returns over
+ long term. Instead we made an equal investment as every contributing member did, and we hope to
+ earn over the long life time of this product. Over time we realized, we could also use the Bitcoin as
+ collateral for DeFi products, and that gives us an additional earning stream.
+
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+
Initial Coin Offering
+
+ The Initial Coin Offering (ICO) of RanchiMall was launched in 2017. It was envisioned to sell 21 million
+ tokens over 14 phases over 3 years. However we paused the ICO after 2 phases were executed
+ selling 100000 tokens. Unanticipated Risks emerged due to rapid price increase of our tokens in
+ trading in our own custom exchange. The ICO will resume after de-risking process is complete.
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+
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+
+
Contributing Investors
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-
+
+
+
Product
+
+ Please refer to the whitepaper here for detailed terms.
+ RanchiMall Initial Coin Offering (ICO) abides by the terms we offered in our ICO whitepaper available
+ at link above. We have made certain changes in our terms as our learning has improved. All
+ these changes are to support the interests of our long term investors.
+
+
Summary of changes over white paper
+
+
+
+ RanchiMall Tokens (RMT) now own the financial gains emerging from all our blockchain contracts
+
+
+
+
+ RanchiMall FZE has been withdrawn as an asset in view of high holding costs
+
+
+
+
+ Number of phase have been paused at 2 instead of 14 as initially envisioned
+
+
+
+
+ Number of RMTs tokens in circulation has been paused to
+ 10000 instead of a release schedule of 21 million in 3 years. The un-issued tokens will stay vested
+ with the Founder of RanchiMall.
+
+
+
+
+ The price discovery during active phase has been USD 1500 per
+ token giving RMTs in circulation a valuation of 150 million USD. Unless this price is realised in open
+ makets on sustainable basis, new tokens will not be put in circulation.
+
+
+
+
+
+
Purchase
+
+ Currently we are not selling any RanchiMall Tokens (RMT). You can buy nominal tokens at
+ our last valuation in our exchange for USD 10 or Rs 500 if you want to become a
+ tokenholder, and be part of the learning process through our community. Our rules are designed to
+ favour long term investors.
+ Once you initiate a tokenholder relationship, please be patient to stay the
+ whole course of journey. You will not regret it.
+
+ This floor contains all the products for which we have current paying customers. This floor services our current customers.
+
Outlet no.
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bitcoin bonds
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+ Bondholders get a minimum guarantee of 13 percent interest per annum during the lock-in period or 50% of all Bitcoin price gains whichever is higher. It offers full capital protection if
+ Bitcoin prices fall below acquisition price.