Description of different bonds

1. Bitcoin Bonds is a Bitcoin price linked product of RanchiMall in which the customer will never see value of his asset go down even if the prices of Bitcoin falls. Its been targeted to first time Bitcoin enthusiasts who are afraid of losing money with Bitcoins. RanchiMall absorbs all the potential losses of the customer. It also guarantees the customer a minimum rate of annual appreciation. If the price of Bitcoin appreciates, the customer is entitled to 50% of all the gains.

2. RanchiMall has released two types of Bitcoin Bonds as per the price of Bitcoin as on issue date. In the first type, the customer is guaranteed first 12% per gains per annum for 3 years, and 50% of all gains there after. Customer must hold the bond for 3 years since bond issue date. In second type, the customer is guaranteed 13% per annum for 5 years, and the customer is entitled to 50% of all gains. Customer must hold the bond for at least 3 years since date of issue.

3. Example of Type 1 Bitcoin Bond is Bitcoin Bonds USD 975 Series issued on 2nd February 2017. Customer funds are invested at Bitcoin prices of 975 USD as on 2nd February 2017. If the prices of Bitcoins fall below 975 USD, the customer bond value will continue to be 975 USD, and will get an increment of 12% per annum. If the prices of Bitcoin go beyond 975 USD, the customer will getat least 12% per annum, and 50% of all price gains beyond it. The customer must hold thebond for 3 years.

4. Example of Type 2 Bitcoin Bond is Bitcoin Bonds USD 1205 Series issued on 2nd March 2017. Customer funds are invested at Bitcoin prices of 1205 USD as on 2nd March 2017. If the prices of Bitcoins fall below 1205 USD, the customer bond value will continue to be 1205 USD will full loss protection, and will get an increment of 13% per annum for 5 years on top. If the price gains is more than 13% in any year for first 5 years, the customer will be entitled to 50% of the gains. The customer must hold the bond for 3 years.

5. Bond 1 Bondholders entitlement for Bitcoin Bonds ($975, $1057 and $1064 series) - Bondholders have a 3 year lock-in period. In the lockin period they are guaranteed 12 percent per annum. If the price appreciates more than 12 percent, they will be paid 50 percent of additional return over and above 12 percent. After 3 years, bondholders can cash out anytime they like. Bond 2 Bondholder entitlement ($1205 series)Bondholders are entitled to 50% of Bitcoin and Bitcoin Cash price gains at all times with a minimum guarantee of 13 percent per annum for 5 years from date of issue. There is a 3 year lockin period. After 3 years, bondholders can cash out anytime they like.

6. Bond 3 Bondholders Entitlement ($1285 series) - Bondholders are entitled to 50% of Bitcoinand Bitcoin Cash price gains at all times with a minimum guarantee of 13 percent per annum for 5 years from date of issue. There is a 3 year lockin period. After 3 years, bondholders can cash out anytime they like.Bond 4Bondholder Entitlement ($2513 series)Bondholders are entitled to 50% of Bitcoin and Bitcoin Cash price gains at all times with a minimum guarantee of 13 percent per annum for 5 years from date of issue. There is a 3 year lockin period. After 3 years, bondholders can cash out anytime they like.

Risk Management

This is a high risk product for RanchiMall. We guarantee protection from losses and a minimum rate of return.To control our risks, we limit the total aggregate amount of guarantee we give to a comfortable level. We also limit maximum amount of Bitcoin Bonds aperson can buy so that we do not have sudden redemption pressure.RanchiMall needs to have long term confidence in asset price growth, which we do have for Bitcoin scurrently. We cannot offer these guarantees on any other crypto or non-crypto asset other than Bitcoin as we cannot make definite predictions on their long term prices.The maximum amount of aggregate guarantee amount for this product should be lower than 20 percent of RanchiMall assets to protect against catastrophic Bitcoin price fall.

Founder Notes

1. RanchiMall Bitcoin Bonds was the first product that met our 2 fundamental criteria that we have for RanchiMall products. First every product must beinnovative and absolutely new. Secondly it should be created, marketedand delivered purely on Internet withoutany physical elements.

2. This product also reflects our philosophy that we should have impactful products,fewer number of customers, and very deep relationship with those customers.

3. This product is a compounding product which means both our customers and us will see higher returns as wheels of time move forward.

4. Since RanchiMall gets roughly 50 percent of price gains and our costs of operations are very low on this product, RanchiMall Bitcoin Bonds has helped RanchiMall to become self sufficient without needing large capital investment. Doing good risk management is a very important dimension here. And that will be our challenge in the continued offerings of this product.

The purchase of this product is open only during specified time when we are confident we can give guarantees. It was last open from February 2017 to June 2017.Currently we are doing blockchain version of the product in test mode.If you are interested, please generate your FLO ID while keeping your private key very safe.FLO ID can be generated here in a single click.We can message directly on that FLO ID. Please drop your name and phone number along with FLO ID.